Effective Date: July 8, 2026
Tonygists SMEs ("we," "our," or "us") values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use the Tonygists SMEs mobile application.
Information We Collect
To provide our services, we may collect:
Full name
Email address
Phone number
Login credentials (if you create an account)
Transaction history
Mobile numbers entered for airtime or data purchases
Meter numbers for electricity payments
Smart card or decoder numbers for TV subscriptions
Examination registration details required for purchasing WAEC, NECO, or JAMB PINs
Device information such as device model, operating system, IP address, and app version
App usage information and crash reports
How We Use Your Information
We use your information to:
Create and manage your account
Process airtime and data purchases
Process electricity bill payments
Process TV subscription renewals
Deliver WAEC, NECO, JAMB, and other digital PINs
Verify transactions
Prevent fraud and unauthorized activities
Improve our services and customer experience
Provide customer support
Send important transaction notifications and service updates
Payment Information
Payments are processed through secure third-party payment providers. We do not store your complete debit or credit card details on our servers.
Data Sharing
We do not sell or rent your personal information.
We may share your information only with:
Licensed payment processors
Telecommunications providers
Utility companies
TV subscription providers
Examination PIN providers
Trusted technology service providers
Government authorities when required by law
Information is shared only as necessary to complete your requested transactions.
Data Security
We use appropriate technical and organizational measures to protect your information from unauthorized access, loss, misuse, or disclosure. While we strive to protect your data, no internet-based service can guarantee absolute security.
Data Retention
We retain transaction records and account information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and prevent fraud.
Your Rights
You may have the right to:
Access your personal information
Update inaccurate information
Request deletion of your account
Request a copy of your personal data
Contact us regarding privacy concerns
Children's Privacy
Tonygists SMEs is not intended for children under the age of 13. We do not knowingly collect personal information from children.
Third-Party Services
Our app may use trusted third-party services including:
Google Play Services
Firebase
Payment gateway providers
Analytics and crash reporting services
These third-party services operate under their own privacy policies.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any updates will be posted within the app or on our website. Continued use of the app after changes become effective constitutes acceptance of the revised Privacy Policy.
Contact Us
If you have any questions about this Privacy Policy or our handling of your information, please
contact us:
Developer: Tonygists
Email: tonygists@gmail.com
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